If you plan to purchase a travel trailer or other type of RV, consider insuring it. Your policy can cover the RV and recreational essentials you’ll be using.
Basic Coverage Tips
Your new RV should be covered by your policy whenever it’s occupied. A basic liability insurance policy will provide protection if you’re found at fault in an accident that results in damage or bodily injury. Each family member who will be driving the RV should be added to your primary insurance policy.
Types of RV Coverage
There are many types of RV coverage to choose from. First, consider insuring the vehicle itself. Collision insurance covers mishaps that damage your new RV. This type of coverage handles the repair essentials to restore the RV to its original condition.
When preparing a personalized RV insurance policy, the RV’s furnishings, HVAC equipment, plumbing system, and other essentials should be considered.
Towing and Recreational Considerations
If you’re towing recreational equipment with your RV, you may want to list the tow bar, trailer, and other towing equipment on your RV insurance policy. Adding these items to your policy protects you if the towing equipment is damaged or stolen.
RV Storage Plans
If you need to store your RV for an extended period, you may need to modify your RV policy. You can drop or add coverage whenever your RV usage changes.
Will Wright Agency Inc.: Serving Decatur, AL
Contact one of our agents at Will Wright Agency Inc. for help with personalizing your RV insurance policy.
