At Will Wright Agency Inc. in Decatur, AL, we write personalized quotes for boat/watercraft insurance for residents in Alabama. Even though boat/watercraft insurance is not a legal requirement in Alabama, getting the right type and amount of insurance for your boat may save you from financial losses in case of an accident. We have a team of insurance agents that are attentive and knowledgeable in this field of insurance. They will listen to you, understand your needs, and provide you with the most appropriate boat/watercraft insurance. The following are some of our boat/watercraft insurance coverage options.
Our collision coverage option covers you in case your boat gets into a collision. It compensates you for the costs of repairing or replacing your boat. This coverage option only pays for damages to your vessel. It does not cover medical fees or the costs of cleaning up after an accident.
Our liability insurance coverage option offers you compensation in case of accidents where you are at fault. Our property damage liability insurance compensates you for the costs of repairing or replacing other people’s property. You may damage other people’s docks, boats, structures, or other property. Our bodily injury liability compensates you for the costs of other people’s medical costs and compensation for pain and suffering. Our liability insurance also covers you for any other legal charges associated with your boating accident.
Our comprehensive coverage option compensates you for losses due to non-collision accidents. It is an extensive coverage that protects you against risks such as theft, fires, or damage from falling objects.
Our fuel spill liability insurance offers you compensation for the costs of cleaning up after an oil spillage. If you get into an accident in Alabama, fuel from your boat may spill into the water. The fuel is harmful to marine life and other boaters. You are legally expected to clean it up.
Contact Will Wright Agency Inc. in Decatur, AL today to discuss a new quote for boat/watercraft insurance.
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