Auto Insurance

Why Standard Auto Insurance Isn’t Enough for Your Motorhome

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A motorhome is more than just a vehicle—it’s a home on wheels. It’s a place where you and your family create lasting memories, share life’s ups and downs, and, most importantly, it’s your sanctuary. That’s why it’s essential to protect your motorhome as fiercely as a mother bear protects her cubs. Standard auto insurance isn’t sufficient for your motorhome. Specialized motorhome insurance, available with Will Wright Agency Inc. in Decatur, AL, is designed to provide the extra protection needed for both the vehicle and the lifestyle that comes with it.

Campsite Liability and Guest Injuries

Unlike regular cars, motorhomes are parked and used as living spaces at campsites and motorhome parks. Imagine a visitor tripping over an extension cord, slipping on a wet surface, or getting injured on your campsite. You could be held liable. Standard auto insurance doesn’t cover these types of incidents, but motorhome insurance includes liability protection for accidents that happen, even while your motorhome is parked.

Coverage for Personal Belongings Inside

A motorhome isn’t just a mode of transportation—it’s a fully equipped living space. Many owners keep electronics, kitchen appliances, outdoor gear, and other valuable items inside. Standard auto insurance only covers the vehicle itself, not its contents. Home insurance provides coverage for stolen or damaged personal belongings. It’s like having a homeowner’s or renter’s policy on Wheels!

Specialized Repair and Emergency Expenses

Towing costs for a motorhome are significantly higher than those for a regular vehicle. Standard roadside assistance plans often don’t cover RVs, leaving you with expensive out-of-pocket costs or even stranded on the side of a highway in the middle of Alabama. Motorhome insurance may include coverage for emergency expenses, such as towing, lodging, and food, if a breakdown leaves you stuck overnight.

With the right motorhome insurance, available through Will Wright Agency Inc. in Decatur, AL, owners can enjoy peace of mind knowing their home on wheels is fully protected.

What to look for when choosing your first auto insurance policy

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Buying your first car is an exciting milestone, but after you choose the vehicle of your dreams, the rest of the process can be intimidating. There is a lot of paperwork to complete, and of course, finding the right insurance policy to meet your needs. When you work with the team at Will Wright Agency Inc. you can count on getting the information and advice that you need to make an informed decision. We are proud to serve the greater Decatur, AL area and look forward to working with you!

Features to look for when choosing your first auto insurance policy

There are a lot of different options available when it comes to choosing an auto insurance policy. The most important decision is the coverage level as that can affect your personal liability in the event of an accident. Makes sure that you also consider the replacement value of your vehicle in the event that it is deemed a total loss. You can also choose other features like roadside assistance, coverage for car rentals when your car is being fixed after a covered event, and insurance for when you rent a car on vacation. Your local agent can review all the available options with you, and together you can determine which are worth your attention. As a new driver, you will want to pay particular attention to the liability and collision coverage levels. Owning your first car is a very exciting event, especially when you know you have the coverage you need!

Is it time to secure an insurance policy for your new car? If you are in the greater Decatur, AL area, call or stop by Will Wright Agency Inc. to learn more about your auto insurance options!