Classic cars fall under a different cluster of specialization from regular cars, allowing owners to get the benefits of their increased value as opposed to the decreased value that comes with everyday vehicles. But despite these differences, both types of vehicles still require the same level of coverage features. Here are some types of classic car insurance offered by Will Wright Agency Inc. for Decatur, AL drivers.

Liability Insurance

Liability insurance falls under the state’s mandatory coverage and offers protection in instances of bodily injury and property damage. Under bodily injury, liability insurance covers 3rd party expenses arising from hospital fees, while property damage takes care of the costs of replacing and repairing damaged vehicles and property.

Medical Coverage

Medical coverage offers protection to you and your passengers when you get into an accident, allowing you to have peace of mind during your recovery. Medical costs of treatment are taken care of by this policy and any examination expenses arising from your injuries.

Underinsured/Uninsured Coverage

If you get into an accident with an uninsured motorist, you are likely to incur the cost of your medical expenses. If, however, you have an uninsured/underinsured policy, it protects you from such emergencies, along with instances where you get injuries from a driver whose coverage does not fully compensate you.

Collision Insurance

Collision insurance is another type of cover available to classic car owners which protects you when you get into a crash accident. Crash accidents often include collisions with posts, vehicles, or other objects on the road. In addition to this, collision insurance also covers you during rollover accidents, ensuring expenses arising from the replacement or repair of your classic car are taken care of.

Comprehensive Insurance

Comprehensive insurance covers costs of damage arising from other-than-collision incidents, with examples being hail, theft, and vandalism. If your classic car also faces fire hazards, comprehensive insurance sees that costs of repairs or replacement are taken care of.

If you are looking for partners within Decatur, AL to help you keep your classic car protected, it is only ideal working with experts in the field. Contact Will Wright Agency Inc. today for classic car insurance.

With classic car buyers becoming younger, it is not surprising that demand vehicles are shifting to a newer generation of vehicles, and here are the top 5 classic cars on the rise:

1970 to 1985 Land Rover Range Rover

Known for being a little costlier to repair and more prone to being in the shop, these vehicles appeal to millennials because the entry cost to own a classic SUV is relatively low for the Land Rover Range Rover brand.

1998 to 2000 BMW M Roadster

Given their relative youth, this generation of BMW M Roadsters appeals to the collector car enthusiast that still wants to drive their classic vehicle on the regular. Opt for the M variant over the Z3 and receive BMW’s iconic performance-oriented model that offers unparalleled fun in a small package.

1966 Ford Bronco

With the release of the revamped Bronco later in 2021, it is not surprising that more enthusiasts are trying to get their hands on the original. While bargain prices can be found, expect to pay a substantial sum to restore a Bronco to their original glory. 

Nissan NSX

Another classic that has been brought to life again in recent years is the performance enthused NSX. Known for a sleek and sporty profile, a pristine NSX will fetch into the low $100,000s by 2021. 

Dodge Viper

Known for bringing Chrysler back to popularity, the Viper has a V-10 engine and aggressive styling that always turns head. It may be lacking in creature comforts, but it more than makes up for that once on the track.

When it comes to protecting your investment, opt for classic car insurance for the best coverage. Give us a call at Will Wright Agency Inc. in Decatur, AL to learn more about our classic car insurance. 

Anyone that loves cars in the Decatur, AL area will likely dream to own a classic car at some point. When you are a classic car owner in this area, it is important that you get the proper insurance in place. There are several situations when someone would benefit from getting a classic car insurance policy. 

Those that Want Appropriate Coverage for Vehicle

One situation when you will want to get classic car insurance is when you want to get appropriate coverage for your vehicle. A classic car is a very unique vehicle that requires some additional consideration when trying to have it insured. Due to the potential for increased value related to the collectible value, getting the coverage amount you need is very important. With a classic car policy, you will have an opportunity to negotiate this replacement value with the insurance provider.

Those that Need Unique Liability Protection

A classic car will need to have liability insurance if you want to drive a car publicly. However, classic car owners likely will drive these vehicles very infrequently. Due to this, their actual liability risk is a lot lower than it would be with a standard vehicle. With classic car insurance, you are able to get an insurance policy that appropriately reflects this risk.

When you are shopping for classic car insurance in the Decatur, AL area you may find that picking the right policy is confusing. The team at Will Wright Agency Inc. can help you to pick a policy that is right for your situation. Will Wright Agency Inc. is able to do this by assessing your needs and helping you to choose and build a policy that properly protects your classic car and gives you peace of mind. 

Investing and collecting classic cars for many enthusiasts is a hobby that brings much happiness and peace to their lives. It is fun to know the in-depth history behind a classic car and how much time went into it.

At Will Wright Agency Inc., we believe in providing our residents of Decatur, AL with the best insurance options that we possibly can. We understand the importance of classic cars, and it is our mission to help you preserve and protect your classic car. We understand how much love and care you put into your investment. Here are some details to know about when shopping for classic car insurance with us. 

When it comes to classic car insurance, we create and write personalized quotes. Not every classic car is the same. Therefore we do not have a "one size fits all" classic car insurance policy. To consider your car a "classic car," it has to be at least 19 to 24 years old. For liability insurance in the event you get into an accident that injures others and damages their property, then we can offer you compensation. We also have collision insurance, which provides coverage for the costs of repairs you may want/need.

Are you ready to meet with one of our agents to discuss the best route of insurance to take for your classic car? Our agents are always prepared to help our clients with any questions, concerns, and thoughts about the insurance options available to them. To set up a consultation meeting in-person at our office, please call our office in Decatur, AL, and we will nail down a date.